Allison V. Bishop, CPA

Financial Coach


New Year – New Financial Goals

I’ve become a big fan of goal-setting in recent years.  I started out with financial goals back in 2012, and in recent years have added other areas; last year I had goals in four other categories: Professional, Health/Wellness, Family, and Friends.   I love this...

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Are You on FIRE?

For those who haven’t heard of it, the FIRE movement has been taking the personal finance world by storm over the past decade or so. FIRE stands for Financial Independence, Retire Early, and has been embraced by people who want out of the rat race. They save a huge...

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Navigating the Jungles of Temptation

So I walked into Bed Bath & Beyond last week and was immediately dazzled by all the Beautiful Things. I could get gorgeous deck furniture! Colorful wine glasses! Throw pillows in so many fun colors and patterns! I could imagine my house with these fresh, bright, shiny...

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Financial Literacy and Minimalism

I’ve been a little bit obsessed with the idea of minimalism recently. First, I watched a documentary on Netflix called “Minimalism: A Documentary About the Important Things” directed by Matt D’Avella. One of the people interviewed was Joshua Becker, the author of a...

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A Personal Finance Lesson From the Government Shutdown

I’ve been reading news stories over this past week about furloughed government workers struggling to pay their bills.  Because they’re not being paid, they don’t have the money to pay daycare costs, their car payment, or their rent, and a lot of them are feeling...

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Why a big tax refund isn’t a bad thing

So I’ve been struggling for a while with the idea of discouraging big tax refunds.  Every time it comes up, people get all fired up that they don’t want to give an interest-free loan to the government, which is, of course, exactly what a tax refund is.  They’re...

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Personal finance Q&A #2: dealing with income ups and downs

Q&A #2: Q: I’m struggling with managing my money. I’m self-employed and my income varies every month. When I work regularly, I make plenty of money to pay my expenses and pay down my debts, but the months I don’t work as much as I’d like to, I struggle to make my...

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Personal finance Q&A #1: paying bills late

First ever Q&A!  E-mail me with your questions! Q: I heard that companies like it if you pay your bills late.  Is that true? A: Of course they like it!  They can charge you crazy exorbitant interest and late fees if you carry a balance with them.  What’s good for...

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