Allison V. Bishop, CPA

Financial Coach

Articles

My take on some popular personal finance podcasts

I’m a podcast addict.  Most of the time I’m doing household chores I’ve got a podcast on.  Honestly, if I didn’t think it would alienate my family, and possibly result in a lifetime of therapy for my kids, I’d be walking around the house pretty much all the time...

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Why a big tax refund isn’t a bad thing

So I’ve been struggling for a while with the idea of discouraging big tax refunds.  Every time it comes up, people get all fired up that they don’t want to give an interest-free loan to the government, which is, of course, exactly what a tax refund is.  They’re...

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Personal finance Q&A #2: dealing with income ups and downs

Q&A #2: Q: I’m struggling with managing my money. I’m self-employed and my income varies every month. When I work regularly, I make plenty of money to pay my expenses and pay down my debts, but the months I don’t work as much as I’d like to, I struggle to make my...

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Personal finance Q&A #1: paying bills late

First ever Q&A!  E-mail me with your questions! Q: I heard that companies like it if you pay your bills late.  Is that true? A: Of course they like it!  They can charge you crazy exorbitant interest and late fees if you carry a balance with them.  What’s good for...

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Freezing kids’ credit

When I started my business two years ago, one of the first things I was going to do and report back on was freezing my kids’ credit files.  It had been on my mind for a while, ever since someone I knew personally had had an experience with her child being a victim of...

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Adventures in credit freezes

Protecting your credit: Worst.  Thing.  Ever.  Who wants to spend even 30 seconds thinking about how vulnerable we are to identity theft?  Especially when no one knows what to do and it sounds like a hideously painful process to actually go through. It’s been in the...

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Being Mindful With Your Money

Here's a link to an article I wrote about financial mindfulness - paying attention to your money and how it's working for you. Enjoy! http://essentiallivingmaine.com/being-mindful-with-your-money/

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Financial advice for parents

As a parent of four young children myself, I'm very sensitive to the variety of needs pulling at our families' limited resources. To try to help parents navigate through, I wrote an article on that topic which is published in the new issue of Essential Living Maine...

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Balancing Priorities for Parents

As originally published in Essential Living Maine, September/October 2016 Being a parent is tough on so many levels – there never seems to be enough time, money or sleep. With kids at home come so many important priorities pulling at ourselves and our resources. If...

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Financial Mindfulness

As originally published in Essential Living Maine, July/August 2016 Talk about mindfulness is everywhere now. Exercise, food, even parenting – we can be mindful in nearly every aspect of our lives. We can also be mindful of our money. If you’re not making active...

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Starting an Emergency Fund

Remember how in my first post I told you that living within your means refers to not only easily paying your regular expenses, but also putting some money aside every month?  This is where we’re going to talk about setting yourself up with a financial cushion to...

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